Deposit Rates
APYs effective July 28, 2010 Subject to change without notice.
|
| Product |
Code |
Interest Rate |
Annual Percentage Yield |
Minimum Balance to Obtain APY |
| NOW Accounts |
B,C |
.30% |
.30% |
$1000 |
| Money Markets |
B,C |
.50% |
.50% |
$1000 |
| Christmas Clubs (Automatic Deposit) |
A,B |
.50% |
.50% |
$2 to open |
| Christmas Clubs (Book) |
A,B |
.30% |
.30% |
$2 to open |
| All-Purpose Clubs |
A,B |
.50% |
.50% |
$5 to open |
| Savings |
B,C |
.30% |
.30% |
$50 to open |
| Fixed Rate IRA - 18 months |
A |
2.00% |
2.01% |
$500 |
| Fixed Rate IRA - 30 months |
A |
2.58% |
2.60% |
$500 |
| Fixed Rate IRA - 60 months |
A |
2.97% |
3.00% |
$500 |
| Variable Rate IRA - 18 months |
A,B |
1.75% |
1.76% |
$100 |
| Certificate of Deposit - 60 months |
A,D |
2.65% |
2.68% |
$500 |
| Certificate of Deposit - 30 months |
A,D |
1.89% |
1.90% |
$500 |
| Certificate of Deposit - 18 months |
A,D |
1.40% |
1.41% |
$500 |
| Certificate of Deposit - 12 months |
A,D |
1.00% |
1.00% |
$500 |
| Certificate of Deposit - 182 days |
A |
.75% |
.75% |
$500 |
| Certificate of Deposit - 91 days |
A |
.50% |
.50% |
$500 |
| Certificate of Deposit - 31 days |
A |
.50% |
.50% |
$500 |
| Certificate of Deposit-16 Month Step-UP |
A |
1.60% |
1.61% |
$5,000 |
Codes:
A - Penalty may be imposed for early withdrawal
B - Interest rate and annual percentage yield may change after account opening
C - Fees could reduce the earnings on the account
D - May make additions to principal of $500 or more, up to 100% of the certificate |
