There's a new way to bank in Delaware County, and it's called Kasasa! Where free checking is only the beginning.
Earn serious interest—up to 10 times the national average*—plus nationwide ATM fee refunds, just for doing things most people are already doing. There's no minimum balance to earn your rewards, so the only question is: Do you Kasasa?
- No monthly service fee
- 2.01% APY** on amount of balance up to $10,000
- 0.50% APY** on amount of balance over $10,000
- 0.01% APY** on entire balance if qualifications are not met
- Nationwide ATM fee refunds** (up to $10 per month)
- Unlimited check writing and debit card use
- No minimum balance to earn rewards
- Can link to Kasasa Saver for automatic savings builder
- Free online banking
- Free online bill pay
- Free eStatements
- $25 minimum deposit to open
Qualifying for the full Kasasa rewards is so easy, you're probably already doing it. Simply do the following each monthly qualification cycle:
- Have 10 debit card purchases of at least $5 post and clear
- Have at least one ACH Transaction post and clear
- Log into online banking at least once
- Receive free eStatements
That's it. With Kasasa, everything that makes your life easier also makes you money! But if you don't qualify, don't worry. Your account is still free, and you can get back to earning the rewards the very next month!
*National interest bearing checking average comparison according to www.fdic.gov, made on 1/17/12..
**APY=Annual Percentage Yield. APYs accurate as of 01/09/2013. Rates may change after account is opened. Minimum to open is $25. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.01%; and (3) balances over $10,000 earn 0.50% interest rate on portion of balance over $10,000, resulting in 2.01% - 0.64% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and clear account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Monthly direct deposit required to have this account. Transfers between accounts do not count as qualifying transactions. PIN based transactions do not count towards qualifying debit card transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. If you close your account before the end of the qualification cycle, you will not receive rewards for that cycle.